M&M Consultants


Are you looking for capital / investments?

Our professional financial plans increase your chance of obtaining financing by 100%, as we have already acquired more than €7 million for our clients. Our business plans start from as little as
1.500 € and are completed within 2 weeks.

Our Financial Plans include, but or not limited to:

  • Profit and loss statement
  • Liquidity plan
  • Cash flow statement
  • Overhead budget
  • Sales plan
  • Loan bank (if applicable)
  • Break-even analysis
  • Szenario analysis



Adam Balogh

Great team, always trying to find a solution, experts in their respective fields. Would recommend them to anyone at any time.

Jörn Sommer

I would like to thank M&M for the convincing business and financial plan. Through this, I finally received approval for my KFW loan.

Oliver Smith

An absolute recommendation for business and financial plans!

Our Process


As part of the evaluation, we discuss the innovation,  find suitable financing options and create a Timeline


You get access to our vast network of investors, banks and funding options

Financial Plan

For the Application of the respective Investment / Financing a custom-fit financial plan will be prepared and thoughtfully written in 4 weeks


After 2 weeks we will go over the financial plan with you and incorporate your feedback


We support you until the successful completion of your financing / investment


We are often asked these questions

Is there a free financial plan check?

We would be happy to review your previous financial plan (draft) without obligation and give you feedback free of charge! We will gladly agree on a confidentiality agreement in advance.


What is a financial plan for a business?

The purpose of a financial plan is to clearly show how a company can afford to achieve its strategic goals and objectives. The financial plan describes each of the activities, resources, equipment and materials needed to achieve these goals and shows them plausibly in the time frame.

How long does it take to create a financial plan?

The research and preparation of a financial plan can take between one month and one year, depending on the complexity of your business idea, your finances and whether all the required information is already available. In principle, banks and investors expect the financial plan to be prepared for the first three years.

Thanks to our structured process, we can provide you with the first draft after just 1-2 weeks. We then incorporate your feedback and finalise the financial plan. 

What funding is available for the preparation of a financial plan?

Regional and national funding is available for the preparation of a financial plan. The Federal Office of Economics and Export Control provides national funding of up to €3,200 for the preparation of a financial plan.

Feel free to call us for more information on the individual subsidies.

How expensive is it to have a financial plan written?

An individual, professional financial plan starts at €1,000 and can quickly become much more expensive for large projects. The final price is determined by factors such as the target group of the financial plan, the business idea, the scope and the level of detail of the financial plan.

In any case, the external preparation of a financial plan should be combined with free funding.

For what purposes can the financial plan be used?

The 3 main purposes of a financial plan are 1) to obtain funding 2) to manage liquidity and 3) to accurately determine capital requirements.

Our award-winning financial plans are always customised to the purpose. A large proportion of our clients use our financial plans to apply for a bank or KfW loan or to convince investors

Why should I have a financial plan written?

The 3 most important reasons to have a financial plan written are 1) expertise 2) time saving and 3) objectivity.

1. There is often only one chance to win financing. Here it is important to lay the right foundation with the expertise of experts. A financial plan must clearly present all the necessary information and show the connection to a profitable development.

2. If the preparation of a financial plan is not routine, it can take up a lot of time. This can be invested much more valuably in the development of the business.

3. The business concept is analysed and presented from an external and neutral point of view. This ensures that banks and investors can also understand the financial plan.


Why is a financial plan prepared?

A financial plan forms the financial roadmap for the company and presents the profitable development. A three-year financial plan is usually mandatory for applying for bank or KfW loans, for attracting investors such as business angels and VCs, and for state funding such as the IBB Gründungsbonus.

What belongs in a financial plan?

A financial plan is at least divided into the following items:

  • Profit and loss account
  • Liquidity plan
  • Overhead budget
  • Sales plan
  • Financing plan
For which sectors have you already successfully written financial plans?

From the restaurant next door to the fintech or hardware start-up to large companies and banks: we write cross-sector, international financial plans in different languages.

For example, we won 3 awards at the BWP Business Plan Competition with our business and financial plans together with the startup heatle and secured a banking licence for a fintech in America.


IBB Gründungsbonus 50.000€ (no repayment obligation) + Berlin Start 250.000€

Arrange a free Consultation


24 Hours

We will be in touch with you shortly and figure out how we can help your business.


This Call is perfect if:

You are looking for a partner that is fully comitted to the success of your business

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